Getting Ahead for the Little Guy
Six months ago – on literally the last few hours of the opportunity – I found out about a $500 sign-up bonus with Options Xpress. I came up with dozens of reasons to dismiss the idea – there wasn’t enough time to fully investigate it, there had to be more of a catch, it was [...]
Wall Street Journal: Millionaires Go Missing
Baltimore Sun: Maryland Plan to Tax Millionaires Backfires
Fox Business News: Maryland Millionaires Cashing Out?
Now, naturally this can be attributed in part to the economy. There are a lot fewer people making that kind of money now than there used to be. But there is apparently evidence that some of that [...]
No matter how you slice it, the only way to get richer is to have more money coming in than is going out. Now, maybe for some people that happens because they get a big lump-sum inheritance or something. For most of us – it’s a case of living within our means. And that usually [...]
We just had a host change. If you can see this, then everything is working fine.
So far, just a few months into my experiment with Lending Club, things are going ridiculously smooth. I ain’t complaining. I’ve got an annualized rate of return of around 16% on some fairly aggressive notes, with no delinquent payments so far. It’s a tiny amount of money, but it is steadily generating returns.
It’ll be two [...]
One of the lessons I keep having to learn over and over again is not to second-guess the market.
Of course, to some degree you HAVE to, or you just don’t play.
But I see financial news sites daily reporting that the stock market is falling on account of this, or rising on account of this otherthing. [...]
Since December last year, I’ve been compiling a monthly “net worth” calculation on a spreadsheet. I missed one month – February – which would have surely been a down month. March would have been, too, had we not received something of a windfall stake in a new opportunity.
The idea here is that in order for [...]
Working with yet another bank (the one holding the mortgage on my home), trying to transfer auto-payments to our new credit union account as we phase out the previous bank account, I finally figured out the difference between our new credit union and the banks.
The bank staff we’ve worked with (and we’ve had to work [...]
This sort of thing is really pissing me off.
So maybe there WERE some “evil” speculators in the crowd that Obama is attacking. Maybe there were a couple of hold-outs who were hoping for double-or-nothing. That’s their call. They knew the risk. They took the chance. That’s how it works. But the ones brought to the [...]